Talking to a lender and getting "pre-approved" is your first step to home ownership! There are no right or wrong answers, you just want to explain your situation and find out what your loan options are, including FHA, down payment assistance, first-time home buyer programs, VA and Conventional loans.  

FHA loans are not just for first-time buyers and there are pros and cons to using FHA financing. It might be the right thing for you if you have lower credit or higher debt ratios. 

Things to know when buying your 2nd home. Selling your home and buying another simultaneously. Mortgage programs and how to qualify for your 2nd home purchase. 

Get up to $17,000 to buy your next home in Minnesota! The MN Housing Finance Agency has 3 programs to pay for your down payment and closing costs.